Structure first. Returns follow.
Holding structures, custody introductions and family governance for founders — coordinated in English, executed with licensed partners.
Founders don't lack investment options. They lack structure.
For a founder in the DACH region, the decisions that shape long-term wealth are structural, and they come early: whether a holding company sits above your operating GmbH before it becomes valuable, where custody sits, how a future exit will be taxed, and how assets pass to the next generation across borders. Get those right and the investment products almost choose themselves; get them wrong and no portfolio performance repairs the difference.
Our role is deliberately defined: we are the structuring and coordination layer, not the advisor. We design and implement holding structures with tax counsel, introduce you to the private banks, custody providers and licensed asset managers that fit your size and situation, and keep the whole construction coherent with your corporate setup — which we usually built. Regulated investment advice stays where the law puts it: with licensed partners who owe you that duty.
That separation is also why our fees are simple — fixed project pricing for structuring work, no product commissions, and disclosed introductions. The structure serves you, because nothing else pays us.
The holding structure above your operating GmbH is cheapest and most effective when it exists from day one. It's a formation decision, not a wealth decision.
Share-sale taxation depends on structure that must exist well before the LOI. Twelve months of lead time is the difference between 1.5% and 26%+ effective tax.
Post-exit capital needs custody, governance and a reinvestment structure — we coordinate the licensed partners and keep the structure coherent.
Assets in two or three countries, heirs in another — succession and governance planned with legal and tax partners before it becomes urgent.
What the engagement covers.
We provide no investment advice and hold no client assets. Regulated services are delivered by licensed banks, asset managers and advisors in our partner network; introductions and any partner compensation are disclosed.
Structure, then partners, then capital.
Asked before every mandate.
No — and we don't give investment advice or recommend products. Regulated advice and portfolio management are delivered by the licensed banks, asset managers and advisors we introduce you to. Our role is the layer around them: structure, coordination and making sure the pieces fit your corporate setup.
In Germany, a holding GmbH can receive dividends and share-sale proceeds from your operating company at an effective tax rate of roughly 1.5% (§8b KStG), leaving nearly the full amount available for reinvestment. Set up before value is created, it's one of the most effective structures available to founders — set up too late, much of the benefit is gone.
Typically at three moments: before founding (holding structure), before an exit (share-sale structuring needs 12+ months of lead time), and after liquidity (custody, governance and reinvestment structure). The common thread: structure decided early is cheap; structure repaired late is expensive.
Structuring work (holdings, governance documentation, coordination) is billed at fixed project fees, quoted upfront. Where partners compensate introductions, we disclose it. We hold no products and earn nothing from your portfolio.
Start with the structure review.
One session on your setup and horizon — you leave with a clear picture of what structure you need, and when.